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Frequently Asked Questions

Have questions about collision repairs, insurance claims, or deductible payments? Here are answers to what Clinton drivers ask us most.

Why bring your vehicle to MRT Auto Clinic?
Our certified technicians are trained to service all vehicle makes and models, with expertise in restoring your car to like-new condition. We use advanced computerized measuring systems, factory paint matching, and genuine OEM parts to ensure precision and safety in every repair.
Can I choose where my vehicle is repaired, or does my insurance company decide?
Yes, absolutely. By law in Maryland, you have the absolute legal right to choose where your car is repaired. An insurance company may recommend a direct repair shop, but they cannot legally require you to go there or penalize you for choosing MRT Auto Clinic.
Do you work with my auto insurance provider?
Yes. We accept and work directly with all major insurance carriers, including GEICO, Progressive, State Farm, USAA, Allstate, Nationwide, Liberty Mutual, Travelers, and many more. We handle the paperwork, supplements, and adjusters directly so you don't have to.
What are the advantages of using OEM parts?
OEM (Original Equipment Manufacturer) parts are engineered specifically by your vehicle's maker to exact factory tolerances. Using OEM parts preserves vehicle structural safety, crumple zones, advanced driver assistance system (ADAS) accuracy, and resale value.
Do I have to pay a deductible? When is it due?
Your deductible amount is determined by your individual auto insurance policy. Deductibles are only paid once repairs are fully completed when you pick up your vehicle. If the other driver was 100% at fault and their insurance accepted liability, you may not have to pay any deductible at all.
How long will my collision repair take?
Repair timelines depend on parts availability and the extent of hidden structural damage. Minor bumper or dent repairs typically take 2–4 days, while extensive frame straightening and panel replacement can take 1–2 weeks. We keep you updated via text or phone throughout the process.
What if my vehicle is not drivable after the accident?
Call us immediately at 301-399-0800. We provide 24/7 flatbed emergency towing to bring your vehicle straight to our secure shop facility at 6311 Coventry Way #E in Clinton.

Still Have Questions?

Our team is here to walk you through every step of your repair.

Call 301-399-0800